We have a transparent charging structure and believe in fees that are fair and not misleading.
Our initial meetings with our clients are always at our expense since this allows us both to make a mutual decision as to whether we should work together.
We will outline our fees at the initial meeting. Once you have signed our Client Agreement our chargeable work begins.
Our fees fall into three areas of service:
- Research and advice
- Implementation
- Ongoing review
Our fees for research and advice are always payable, whether or not you ask us to implement our recommendations. If you do not proceed to implementation, the research and advice fees are payable by cheque.
If you ask us to implement our recommendations the research and advice fees can be added to our implementation fees, which are charged as a percentage of your portfolio value and paid for out of your investment.
If you decide with us that an ongoing review of your investments is required to ensure long-term financial success, we will agree a service plan and monthly fee with you. This will be expressed as a percentage of your portfolio value and again, can be paid for out of your investment.
More complex work, such as inheritance tax planning, complicated trust work and occupational pension transfer work may be chargeable. We always advise at an early stage if additional costs are likely to be incurred.